100% Coverage in England & Wales - Searches take 3-5 working days - Accepted by the majority of mortgage lenders.
In the Council of Mortgage Lenders Handbook for England and Wales, the majority of Members confirm that they will accept personal searches from companies registered with the Search Code. We are registered with the Search Code.
Their answer to question 5.3.5 (Part 2): 'Do you accept personal searches?' is, more often than not, accompanied by the following qualification:
"YES - provided that the search agent has adequate professional indemnity insurance and you can still give a clear certificate of title".
Our Professional Indemnity Insurance cover is £2 million per claim.
Our policy, which is extremely comprehensive, is acceptable and has never been questioned by any mortgage lender.
If you would like a copy of our insurance policy, please do not hesitate to ask.
Why waste the time and cost involved applying for Postal Searches when our Regulated Personal Searches are not only generally quicker and cheaper but also recognised by all the following major lenders:
Accord Mortgages Ltd
Adam & Company
Adam & Company International
Ahli United Bank (UK) plc
Aldermore Bank PLC
Allied Irish Bank (GB), a trading name of AIB Group (UK)
Aviva Equity Release UK Ltd
Bank of Ireland (UK) plc
Bank of Ireland as Bank of Ireland Mortgages
Bank of Scotland Beginning A
Bank of Scotland Beginning O
Barclays Bank as The Woolwich
Barclays Bank Plc as Standard Life Mortgages
Barclays Direct (formerly ING Direct)
Barnsley Building Soc, a trading name Yorkshire Building Soc
Basinghall Finance plc
Birmingham Midshires
Bradford & Bingley Plc
Britannia, a trading name of The Co-operative Bank plc
Capital Home Loans
Chelsea Building Society (a trading name of Yorkshire BS)
Cheshire Building Society
Church House Trust
Clydesdale Bank plc
Co-operative Bank plc
Coutts & Co
Coutts Finance Co
Coventry Building Society
Darlington Building Society
Derbyshire Building Society
Derbyshire Home Loans
Dudley Building Society
Dunfermline Building Society
Earl Shilton Building Society
Ecology Building Society
Furness Building Society
GE Money Home Lending Ltd
Godiva Mortgages Ltd
Halifax
Halifax Loans Ltd
Harpenden Building Society
Hinckley and Rugby Building Society
Holmesdale Building Society
HSBC Bank plc
Intelligent Finance
Investec Bank plc
ITL Mortgages
Kensington Mortgage Company Ltd
Leeds Building Society
Lloyds Bank plc accounts beginning 500000
Lloyds Bank plc pre fixed 20/40
Lloyds TSB Scotland plc
Magellan Homeloans
Manchester Building Society
Market Harborough Building Society
Monmouthshire Building Society
Mortgage Express
Mortgage Express No 2
National Counties Building Society
National Westminster Bank plc
Nationwide Building Society
New Life Mortgages Ltd
Northern Rock (Asset Management) plc
Paragon Mortgages Ltd
Precise Mortgages (Charter Court Financial Services Ltd)
Principality Building Society
Saffron Building Society
Santander UK plc
Santander UK plc for Alliance & Leicester mortgages only
Scottish Building Society
Scottish Widows Bank plc
Skipton Building Society
St James Place Bank
Swansea Building Society
Tesco Bank (a trading name of Tesco Personal Finance plc)
The Mortgage Business
The Mortgage Works
The Royal Bank of Scotland plc
The Royal Bank of Scotland plc Direct Line Mortgages
The Royal Bank of Scotland plc Direct Line One
The Royal Bank of Scotland plc First Active
The Royal Bank of Scotland plc Natwest one Account
The Royal Bank of Scotland plc One Account
The Royal Bank of Scotland plc Virgin One
The Tipton & Coseley Building Society
Topaz Finance plc
TSB plc
UCB Home Loans Corporation Ltd
Ulster Bank Ltd
Virgin Money plc
Yorkshire Bank Home Loans Ltd
Yorkshire Building Society